如果我坚持每天跑步半个小时，
如果我坚持每天打太极半个小时，
如果我坚持每天做一个滋养面膜，
如果我坚持每天都吃的很健康，
那么，5天，10天，一个月，1年后，我会是什么气色？
如果我坚持每天读一小会儿书，
如果我坚持每天写一份日记，
如果我坚持每天练一会儿国画和书法，
如果我每天坚持练一会儿钢琴，
那么，一个月，一年后，五年后，我能积累下多少精神财富？
如果我坚持每天只关注几个股票，
如果我坚持每天读新闻，自己做分析，
如果我坚持每天少一些在各个论坛东看西看，
如果我坚持每天学一点关于股票的知识，
那么，一个月，半年后，三年后，我是不是已经形成了自己的风格，已经有了自信的观点？
事情不难，难的是坚持下来。
http://blog.hutong9.com/space.php?uid=4043&do=blog&id=8367
Showing posts with label career. Show all posts
Showing posts with label career. Show all posts
Wednesday, April 8, 2009
Tuesday, February 17, 2009
How the Stimulus Helps Laid-Off Workers
Several provisions in the stimulus bill aid recently unemployed workers.
Help with health-insurance bills. When you lose or leave your job, you can generally continue coverage through your employer's health-insurance plan for up to 18 months through a federal program called COBRA. You can't be rejected or charged more because of your health.
But the costs of COBRA coverage are very high. While employers usually pay about three-fourths of the premiums for their current employees, that subsidy disappears for laid-off workers -- leaving them with an average annual bill of $12,680 for family coverage, according to the Kaiser Family Foundation.
The stimulus provides a 65% subsidy to help cover the cost of COBRA for up to nine months. To qualify, a worker must be involuntarily terminated between September 1, 2008, and December 31, 2009. The subsidy ends if you find a job and your new employer offers health-care coverage or you become eligible for Medicare.
Workers who have lost their jobs since September 1, 2008, but didn't elect COBRA will be given 60 days to elect COBRA and receive the subsidy after being notified by their former employer that they are again eligible. To qualify, your income for the year must be less than $125,000 for individuals and $250,000 for families.
Keep in mind, however, that not all laid-off workers qualify for COBRA. The federal law requires only companies with 20 or more employees to offer COBRA benefits (some states have similar programs, or "mini COBRAs," for smaller companies), and COBRA is available only if an employer continues to offer health benefits to employees. If the employer discontinues its health-insurance plan entirely or goes out of business, there is no COBRA.
If COBRA coverage is not available, you may be able to get an individual health-insurance policy or, if you have health problems, you may be able to get coverage if your state has a high-risk pool or some type of continuation policy. See Keeping Coverage After a Job Loss for more information about your health-insurance options after a layoff.
Bigger and longer unemployment benefits. The stimulus bill also increases weekly unemployment benefits by $25 through 2009. The amount of your unemployment benefits continues to vary based on your previous income and your state, but everyone will receive an extra $25 per week. This increase is automatic -- people who are receiving benefits won’t need to take any special steps to boost their benefits. But it may take a few weeks for the state unemployment offices to reprogram their software programs and add the extra money, says Rich Hobbie, executive director of the National Association of State Workforce Agencies.
Plus, people collecting unemployment benefits get a tax break. Unemployment benefits are usually subject to federal income tax. But people receiving unemployment benefits in 2009 will be able to exclude the first $2,400. Any benefits you receive beyond that in 2009 will be subject to federal income tax.
The bill also extends the emergency unemployment-compensation program, which provides up to 33 weeks of extended unemployment benefits to workers who exhaust their regular benefits. Contact your state unemployment-benefits office for more information about receiving extended benefits (see the unemployment benefits map for links.
For more information about collecting unemployment benefits, see What You Need to Know About Unemployment Benefits.
Help with health-insurance bills. When you lose or leave your job, you can generally continue coverage through your employer's health-insurance plan for up to 18 months through a federal program called COBRA. You can't be rejected or charged more because of your health.
But the costs of COBRA coverage are very high. While employers usually pay about three-fourths of the premiums for their current employees, that subsidy disappears for laid-off workers -- leaving them with an average annual bill of $12,680 for family coverage, according to the Kaiser Family Foundation.
The stimulus provides a 65% subsidy to help cover the cost of COBRA for up to nine months. To qualify, a worker must be involuntarily terminated between September 1, 2008, and December 31, 2009. The subsidy ends if you find a job and your new employer offers health-care coverage or you become eligible for Medicare.
Workers who have lost their jobs since September 1, 2008, but didn't elect COBRA will be given 60 days to elect COBRA and receive the subsidy after being notified by their former employer that they are again eligible. To qualify, your income for the year must be less than $125,000 for individuals and $250,000 for families.
Keep in mind, however, that not all laid-off workers qualify for COBRA. The federal law requires only companies with 20 or more employees to offer COBRA benefits (some states have similar programs, or "mini COBRAs," for smaller companies), and COBRA is available only if an employer continues to offer health benefits to employees. If the employer discontinues its health-insurance plan entirely or goes out of business, there is no COBRA.
If COBRA coverage is not available, you may be able to get an individual health-insurance policy or, if you have health problems, you may be able to get coverage if your state has a high-risk pool or some type of continuation policy. See Keeping Coverage After a Job Loss for more information about your health-insurance options after a layoff.
Bigger and longer unemployment benefits. The stimulus bill also increases weekly unemployment benefits by $25 through 2009. The amount of your unemployment benefits continues to vary based on your previous income and your state, but everyone will receive an extra $25 per week. This increase is automatic -- people who are receiving benefits won’t need to take any special steps to boost their benefits. But it may take a few weeks for the state unemployment offices to reprogram their software programs and add the extra money, says Rich Hobbie, executive director of the National Association of State Workforce Agencies.
Plus, people collecting unemployment benefits get a tax break. Unemployment benefits are usually subject to federal income tax. But people receiving unemployment benefits in 2009 will be able to exclude the first $2,400. Any benefits you receive beyond that in 2009 will be subject to federal income tax.
The bill also extends the emergency unemployment-compensation program, which provides up to 33 weeks of extended unemployment benefits to workers who exhaust their regular benefits. Contact your state unemployment-benefits office for more information about receiving extended benefits (see the unemployment benefits map for links.
For more information about collecting unemployment benefits, see What You Need to Know About Unemployment Benefits.
Wednesday, February 11, 2009
for somebody wanta startup
1、做小生意,解决生活中的问题;做大生意,解决社会中遇到的问题。
2、生活中处处充满商机,若没有发现,是因为你缺少一双发现商机的眼睛。
3、创业,最需要的不是资金,也不是人才,而是一个好的思路;没有资金,可以筹集;没有人才,可以召集;而没有一个好的思路,就很难找来资金和人才,创业思路决定企业的出路。
4、创业,设定目标很重要,没有目标,就缺少了奋斗的方向,这样就容易走弯路。
5、选合作伙伴,是选择互补性!比如你懂管理,找一个懂营销的做你的合作伙伴;你有资金,找一个有项目懂技术的人做你的合作伙伴。
6、在创业者眼里,没有什么不可能的事情,只有一些亟待解决的问题。
7、失败对创业者来说是一笔财富,只有小的失败才能积累大的成功。
8、创业,机会很重要,但机会往往青睐有准备的人,如果没有准备,当机会突然降临时,是很难把握住的,因为把机会转变成财富,需要一定的能力,而能力不是短时间能得到的！
9、创业,有许多潜规则,这是书本上看不到的,因为潜规则本身就是说不清道不明的东西,是需要悟的,只有你经历过了,你才可能悟到。
10、创业,贵在坚持,对于你看好的事情,一定不要轻易放弃,因为,失败与成功之间只有一步之遥。
11、在走向成功的路上，我们可以缺乏任何东西，但就是不能缺少一样东西：自信。
12、逃避不一定躲得过；面对不一定最难受；
孤单不一定不快乐；得到不一定能长久；
失去不一定不再有；转身不一定最软弱；
别急着说别无选择；别以为世上只有对与错。
13、懂得放心的人找到轻松；懂得遗忘的人找到自由；懂得关怀的人找到朋友。
14、如果你要改变你的生活，必须先改变你的思想；除了老婆孩子，一切都要变！——三星总裁李健熙十年来坚持的经营理念，正是这种与时俱进的观念让三星成为世界IT界巨头。
15、螺丝的价值:要知道，几角钱是一颗螺丝的价格，而不是一个顾客的价值；如果为了省事而敷衍，可能你会永远失去这个顾客；这次他只需要一个，我相信下次他还会来，一颗螺丝的远期价值，会值上百万，无法估量。
16、鸟儿无意中带来一粒种子，谁能料到多年以后不会成为一颗大树呢？机遇对每个人是平等的，就看你怎样去抓住它！
2、生活中处处充满商机,若没有发现,是因为你缺少一双发现商机的眼睛。
3、创业,最需要的不是资金,也不是人才,而是一个好的思路;没有资金,可以筹集;没有人才,可以召集;而没有一个好的思路,就很难找来资金和人才,创业思路决定企业的出路。
4、创业,设定目标很重要,没有目标,就缺少了奋斗的方向,这样就容易走弯路。
5、选合作伙伴,是选择互补性!比如你懂管理,找一个懂营销的做你的合作伙伴;你有资金,找一个有项目懂技术的人做你的合作伙伴。
6、在创业者眼里,没有什么不可能的事情,只有一些亟待解决的问题。
7、失败对创业者来说是一笔财富,只有小的失败才能积累大的成功。
8、创业,机会很重要,但机会往往青睐有准备的人,如果没有准备,当机会突然降临时,是很难把握住的,因为把机会转变成财富,需要一定的能力,而能力不是短时间能得到的！
9、创业,有许多潜规则,这是书本上看不到的,因为潜规则本身就是说不清道不明的东西,是需要悟的,只有你经历过了,你才可能悟到。
10、创业,贵在坚持,对于你看好的事情,一定不要轻易放弃,因为,失败与成功之间只有一步之遥。
11、在走向成功的路上，我们可以缺乏任何东西，但就是不能缺少一样东西：自信。
12、逃避不一定躲得过；面对不一定最难受；
孤单不一定不快乐；得到不一定能长久；
失去不一定不再有；转身不一定最软弱；
别急着说别无选择；别以为世上只有对与错。
13、懂得放心的人找到轻松；懂得遗忘的人找到自由；懂得关怀的人找到朋友。
14、如果你要改变你的生活，必须先改变你的思想；除了老婆孩子，一切都要变！——三星总裁李健熙十年来坚持的经营理念，正是这种与时俱进的观念让三星成为世界IT界巨头。
15、螺丝的价值:要知道，几角钱是一颗螺丝的价格，而不是一个顾客的价值；如果为了省事而敷衍，可能你会永远失去这个顾客；这次他只需要一个，我相信下次他还会来，一颗螺丝的远期价值，会值上百万，无法估量。
16、鸟儿无意中带来一粒种子，谁能料到多年以后不会成为一颗大树呢？机遇对每个人是平等的，就看你怎样去抓住它！
Monday, February 2, 2009
25 Best Jobs for 2009
Here are 25 of the best jobs to look for in 2009, defined as jobs that saw growth in the second half of 2008.*
Industry: Management, business and financial operations occupations
Total employment: 22,425,000**
Best jobs:
1. Public relations manager: $72,452/year***
2. Purchasing agent: $49,401/year
3. Claims adjuster, appraiser, examiner and investigator: $58,219/year
4. Human resources, training and labor relations specialist: $63,577/year
5. Budget analyst: $56,924/year
Industry: Professional and related occupations
Total employment: 30,370,000
Best jobs:
6. Computer programmer: $59,628/year
7. Electrical and electronics engineer: $70,706/year
8. Writer and editor: $42,405/year and $47,386/year, respectively
9. Pharmacist: $88,009/year
10. Audiologist: $57,779/year
Industry: Service occupations
Total employment: 25,114,000
Best jobs:
11. Private detective and investigator: $38,656/year and $34,810/year, respectively
12. Chef and head cook: $44,047/year and $40,794/year, respectively
13. Tour and travel guide: $22,917/year
14. Recreation and fitness worker: $15,101/year and $22,440/year, respectively
15. Grounds maintenance worker: $22,407/year
Industry: Sales and office occupations
Total employment: 35,180,000
Best jobs:
16. Cashier: $22,931/year
17. Telephone operator: $25,165/year
18. Hotel, motel and resort desk clerk: $19,926/year
19. Cargo and freight agent: $30,143/year and $54,804/year, respectively
20. Statistical assistant: $30,921/year
Industry: Installation, maintenance and repair occupations
Total employment: 5,165,000
Best jobs:
21. Computer, automated teller and office machine repairer: $41,614/year, $34,509/year and $36,077/year, respectively
22. Electric motor, power tool and related repairer: $29,865/year
23. Security and fire alarm systems installer: $35,648/year
24. Telecommunication line installers and repairers: $45,458/year
25. Locksmiths and safe repairer: $32,111/year
full article at MSN Careers
Industry: Management, business and financial operations occupations
Total employment: 22,425,000**
Best jobs:
1. Public relations manager: $72,452/year***
2. Purchasing agent: $49,401/year
3. Claims adjuster, appraiser, examiner and investigator: $58,219/year
4. Human resources, training and labor relations specialist: $63,577/year
5. Budget analyst: $56,924/year
Industry: Professional and related occupations
Total employment: 30,370,000
Best jobs:
6. Computer programmer: $59,628/year
7. Electrical and electronics engineer: $70,706/year
8. Writer and editor: $42,405/year and $47,386/year, respectively
9. Pharmacist: $88,009/year
10. Audiologist: $57,779/year
Industry: Service occupations
Total employment: 25,114,000
Best jobs:
11. Private detective and investigator: $38,656/year and $34,810/year, respectively
12. Chef and head cook: $44,047/year and $40,794/year, respectively
13. Tour and travel guide: $22,917/year
14. Recreation and fitness worker: $15,101/year and $22,440/year, respectively
15. Grounds maintenance worker: $22,407/year
Industry: Sales and office occupations
Total employment: 35,180,000
Best jobs:
16. Cashier: $22,931/year
17. Telephone operator: $25,165/year
18. Hotel, motel and resort desk clerk: $19,926/year
19. Cargo and freight agent: $30,143/year and $54,804/year, respectively
20. Statistical assistant: $30,921/year
Industry: Installation, maintenance and repair occupations
Total employment: 5,165,000
Best jobs:
21. Computer, automated teller and office machine repairer: $41,614/year, $34,509/year and $36,077/year, respectively
22. Electric motor, power tool and related repairer: $29,865/year
23. Security and fire alarm systems installer: $35,648/year
24. Telecommunication line installers and repairers: $45,458/year
25. Locksmiths and safe repairer: $32,111/year
full article at MSN Careers
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