街头霸王：春丽传Street Fighter: The Legend of Chun-Li (2009)

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Director: Andrzej Bartkowiak
Writer: Justin Marks (adaptation)
Release Date: 27 February 2009 (USA) more
Genre: Action Adventure Sci-Fi Thriller
Cast:
Kristin Kreuk ... Chun-Li
Chris Klein ... Charlie Nash
Neal McDonough ... Bison / Vega (Japan)



导演： 安德列·巴柯维亚
主演： 克斯汀·克鲁克 迈克·克拉克·邓肯 克里斯·克莱因
国家/地区： 美国
类型： 动作 / 惊悚 / 冒险 / 科幻


电影《街霸：春丽传》【电影介绍】
豆蔻年华，别家少女还在天真烂漫的时节，电影《街霸：春丽传》的春丽（克莉斯汀·克鲁克）却在不苟言笑的元师父麾下残酷修炼。《街霸：春丽传》中的她不会忘记，多年前，当她还是小孩子的时候，因为神出鬼没的某犯罪组织，父亲从此杳无音讯。从那一刻起，她的幸福生活结束，复仇生涯开始，本来开朗的性格也就此改变。
个性顽强、身手矫健，出身特警世家的春丽，天生就有着超越寻常的能力。无数个挥汗如雨的日夜过去，十八岁的她，不仅拥有武士的力量、猎人的隐秘、超群的智慧，华丽的旋风腿技和掌中冲击气波更让人惊叹不已。虽然年纪轻轻，春丽已经作为国际刑警组织的特别调查员，开始在各种犯罪搜查中周旋，并寻觅关于父亲的消息。她的最大助力，来自于纳什（克里斯·克莱恩），一个文武双全且痛恨腐败邪恶的美国空军中尉。
紧锣密鼓的地毯式搜查，很快将他们的目光引向了一个巨大的毒品组织--“影子”集团。明知危险重重，他们还是开始了对毒品和武器贩卖嫌疑人的摸底。然而，庞大的组织又岂容一个小丫头坏事？由M·拜森（尼尔·麦克唐纳）领头的刺客高手，不惜一切要将她掐死于萌芽之时。阻碍她的，不但有面具利爪、剽悍的战士巴洛克（迈克尔·克拉克·邓肯），还有精神力量无穷的邪恶格斗王维加，就连泰国籍反黑女警也正邪难辨。势单力薄的中国小妞，能不能最终成为武功高强的“街头霸王”，并将影子组织的幕后黑手绳之以法呢？


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股市误区 (佳作收藏)

股市误区假象之一: 股价看涨时买进. 股价看跌时卖出。
股市交易,有量就有庄.
除非你了解跟庄策略的成本,空间和局限. 了解庄家对付跟庄的手段.
除非你能从价量变化中看懂庄家散户的互动,看懂抢庄,换庄,混庄的演变.
不然的话“股价看涨时买进”是落入“跟风追高”陷阱的主要诱因.

现实中的市场是“股价超前”,股价与股市前景成正比。
股票前景最看跌时,股价最低。股票前景最看涨时,股价最高。
股神巴菲特的訣竅是: 避開熱門股票,等短期利空消息壓低某支績優股時全力買進. 然后耐心等待。

股市误区假象之二: 持股如上涨20%即回吐获利,如下跌10%立即壮士断腕,永立不败之地。
事实：如果股市大势(经济形势)持平,股价上下振荡10%的概率远大于振幅20%的概率，也就是说,”壮士断腕”的机会远大于回吐获利的机会。

股市误区假象之三：股价天天涨跌,机会人人有份。只怕功夫深,铁杆磨成针。
现实中的股市散户所面临的竞争对手:
---- 上市公司的董事经理,财会仓库,生产技术等人员.他们对公司的技术,销售,赢利等情况了如指掌。
---- 股票分析,评级,播报机构工作人员及政府部门经济数据统计,播报工作人员。
---- 翻手为云覆手为雨的巨额投资基金, 老谋深算的索罗斯,巴菲特等”股神,巨鳄。
---- 无孔不入贪婪无耻的商业间谍,以及金融报刊杂志编辑,记者,印刷,发行等部门工作人员。
---- 执法证管会，监管证卷交易的雇员本身又是一个经手大量机密的群体。证管会雇员近水楼台违法乱纪的报导时有耳闻。

无法计算这些黑洞吸走了多少股民血汗. 有一点是可以肯定的,在无数“神偷巨鳄”们获取高额利润以后,
剩余股市及普通散户的总体回报,无疑就是亏本.除非在牛气冲天的繁荣上升时期,平时普通股民苦心钻研,日夜辛劳的,根子上就是一桩赔本的买卖。

简化陈叙,现举一个比较极端的例子。
某公司因生产成本,销售,利润等问题，股价单季 (或单月)见低，双季 (或双月)见高，最后回到原点。
春江水暖鸭先知，本公司董事，经理，财会，等部门人员，在单季开始2天内率先购入股票，导至股价反常大幅升高。结果，好不容易碰上单季赚钱机会的散户，此时撞上高价，好运变厄运。只有在最初2天同时低价买进的少数散户,侥幸得到了赚钱的机会。之后的整整2个季度(182天-2天)，所有买进这一股票的散户全部赔钱。至此,这个例子中的普通股民赚与赔的比率为2比180。

接近金融巨鳄索罗斯的人士透露：“索罗斯在采取重大投资行为时，不论是炒作英镑、里拉还是某种基金，全都是来自高层的内线消息”。据有关人士调查，提供消息的不只是表面上与索罗斯有业务往来的朋友，拥有“量子基金”数十亿美元股份的匿名客户(存户)，也许是更重要的消息来源。

普通股民手无寸铁,处于完全不平等的竞争地位。普通散户的起跑线远远落后于他们的竞争对手。
赌场输赢靠手气,凭运气。虽然名声狼藉, 北美赌场要比股市透明公平得多。

赌场和股市的一个共同特征就是机会和博弈。
股市的广阔天地无疑是天下英才展现聪明才智最理想的用武之地。
“游泳中学游泳”“铁杆磨成针”大量有志气,有毅力,有知识,有能力,有成就,又有积蓄的小康和中产,
难以抗拒“一试身手”的诱惑. 摩拳擦掌,信心满满,前仆后继地奔赴战场. 为弱肉强食的股市带来源源不断的资金和财富。

统计显示,即便是财力雄厚,讯息通达,高薪英才云集的投资基金，其投资回报率超过Index的，仅占三分之一。三分之二的专业基金的投资回报率均输于股市平均值。
散户炒股输赢概率？[股飞]论坛实时模拟账户3-17-2007 数据统计。参加交易操作的中国留学生, 学者共1310人。结果：85% 账户输于市场, 15% 账户胜出。
请注意，北美赌场在政府监管下公布的赌注回吐率约96-98%,赌赢概率约48-49%。
只见无穷无尽的盈利机会，不顾明明白白的输赢概率。久赌必输。
普通散户炒股生涯能存活5年以上的寥寥无几。绝大多数普通散户,含恨掩尸或全军覆没。

那麽, 普通散户有没有办法可以分享股市的繁荣,同时又避免成为“虎口羊群”呢?

有.答案简单而又平淡, 就是投资股市Index(QQQQ,SPY…),长期持有。
买进Index,赚取股市平均值, 炒股散户常常对此做法,嗤之以鼻,不屑一顾。

然而，只要守住Index,你已经绕过陷井,进入了股市排名前三分之一的赢家队伍。

数据表明,美国股市平均年增值12%. 从1960至2004的44年里,股市S&P500回报49倍.(美国国库券(10年期)回报18.24倍.美国住房中价上涨了11.8倍)。

Index是散户对付股市黑手”捷足先登,以权谋私”的不二法宝.
巨头操控,内部情报虽能摄取暴利,但只影响单个股票的短期走向.而Index只与经济发展总体水平有关.
在Index面前,人人平等,股市黑手的特权优势丧失殆尽。

Index自动优化投资组合.衰败的公司不断地被剔除,升起的新星源源加入. 世界最权威的投资顾问免费为你提供管理服务. (注: 最初组成道琼斯指数的30家公司中,现在只剩下了通用电气一家)。

Index不怕崩盘. 无论股市如何狂泻,Index永不摘牌,最终迟早反弹回升。待等整体经济度过衰退周期,新一轮繁荣股市Index再创历史新高。

事实和数据如此简单明了,无数老将新手对其视而不见,却孜孜不倦地刻苦钻研效果无定的技术图表.把无穷无尽的资金人力投入股市不平等博弈, 屡战屡败,屡败屡战. 这一可悲可叹的社会现象不知是否也揭示了散户群体的某些行为本能和人性的弱点呢?

投资股市方法二：根据经济周期和股市大趋势，逢低买进，长期持有(Index)。
在股市崩盘,哀鸿遍野,长期低迷时,分批买进。
在形势大好,股价狂飙,全民炒股时,提早收手停止买进。
经济循环周期一般为10-16年. 坚持长期持有，尽量避免调整性操作，只买进不卖出。
经济过热,银行利息跟进调高,央行警告连连,常常是及时收手保留现金的信号。

逢低买进逢高收手,说道容易做到难。判定“谷底峰顶”谈何容易.
此外, 股市崩盘,横尸遍野. 冒天下之大不“为”,顶风买进,也不是人人都做得到的。

股市投资的经典仍然是:分批,定期,平均投入,长期持有。

2009 Mini John Cooper Works

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which car is the hottest 2009

I think it's hottest. but it's too girlish.

I was told before, any man which drives this car just looks like a gay.

BUT IT"S THE HOTTEST BABY

2009 Mini John Cooper Works

2009 Mini John Cooper Works
Base Price	$29,200-$31,450
Vehicle layout	Front engine, FWD 4-pass, 2 or 3-door hatchback
Engine	1.6L/208-hp/192-lb-ft turbocharged DOHC 16-valve 4-cyl
Transmission	6-speed manual
Curb weight (dist f/r)	2700-2900 lb (mfr est)
Wheelbase	97.1-100.3 in
Length x width x height	146.2-155.8 x 66.3 x 55.4-56.4 in
0-60 mph	6.2-6.5 sec (mfr est)
EPA city/hwy fuel econ	25/33 mpg (mfr est)
CO2 emissions	0.69 lb/mile (mfr est)
On sale in U.S.	Currently

奥巴马周四在华盛顿就他提交的2010财年预算案发表讲话

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减少对石油和天然气的依赖, 那些行业将受益

石油和天然气行业的竞争行业

医疗保险行业

'health insurance',investment,stock, in usa , which is the best




美国总统奥巴马(Barack Obama)周四向国会提交了一份3.6万亿美元的2010财政年度预算案，称预算案意在和混乱的过去决裂。预算案包括扩大政府活动，向富裕家庭和企业增税，削减那些从他所称的“一个极度不负责任时期”受益的部门支出。

这份预算案是联邦政府数十年来最有雄心的政策措施之一，包括对联邦政府重新安排以提供全国医疗保险，推动能源经济减少对石油和天然气的依赖，加大联邦政府对教育的投入。

美军从伊拉克撤军可能会结束一个战场的战争，而另一场战争可能会在阿富汗再度升级。为了提供资金，年收入超过25万美元的美国家庭和大量企业都将支付高昂的费用，但奥巴马恳请美国民众接受过去犯下的错误，作出重大牺牲。


为了筹措预算所需资金，奥巴马明显已选好了这场博奕中的赢家和输家--首先就是要拿富人开刀。奥巴马用带着怒气的民粹主义口吻（这是他在选战中尽力避免的）写道：为了给富人和有后台的人实施巨额减税，我们牺牲了教育、清洁能源、医疗保障和基础建设投资。在面对此番景象时，华盛顿忽视了中产阶级在强压之下举步维艰...挣钱并没有错，但容忍政策倾斜到让如此少的一部分人一直独占好处就不对了。

如此说来，这份预算计划可视为一种报复。正如所料，从2011年开始，年收入超过20万美元的个人和收入超过25万美元的夫妇要缴纳更多税--在10年内为政府多贡献6,560亿美元。仅提高所得税率一项就可以增收3,390亿美元。对个人免税和分项扣除进行限制将增收1,800亿美元。提高资本利得税率将增收1,180亿美元。原定于明年取消的遗产税将被保留下来，对个人继承遗产超过350万美元--夫妇继承超过700万美元--将征收45%的遗产税。

企业也将受到影响。通过限制跨国企业对海外利润进行避税，估计政府可以在未来十年内增加2,100亿美元收入。对冲基金和私募基金的经理人将另外贡献240亿美元，今后他们的收入将按所得税率纳税而不是资本利得税率。石油和天然气公司受的打击会特别大，他们所享受的多种税收减免将被取消。

联邦政府将接手大部分助学贷款。经营管理式医疗的公司将失去因提供医保计划而获得的补贴。经营收入50万美元以上的农场主获得的补贴将逐步取消。联邦政府将不再为棉花储备提供资金。

不是人人能做到 30岁前成功的12条黄金法则

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成功的秘诀
how to be rich？
how the riches live
why do I want to be rich

--转载文章 ， 作者不详。

　　一：定下人生目标

　　一艘没有航行目标的船，任何方向的风都是逆风。

　　1、你为什么是穷人，第一点就是你没有立下成为富人的目标。

　　2、你的人生核心目标是什么？杰出人士与平庸之辈的根本差别并不是天赋、机遇，而在于有无目标。

　　3、起跑领先一步，人生领先一大步：成功从选定目标开始。

　　4、贾金斯式的人永远不会成功。为什么大多数人没有成功？真正能完成自己计划的人只有5%，大多数人不是将自己的目标舍弃，就是沦为缺乏行动的空想。

　　5、如果你想在30岁以前成功，你一定在25至30岁之间确立好你的人生目标。

　　6、每日、每月、每年都要问自己：我是否达到了自己定下的目标。

　　二：两个成功基点

　　站好位置，调正心态，努力冲刺，30岁以前成功。

　　(一)人生定位

　　1、 人怕入错行：你的核心竞争力是什么？

　　2、 成功者找方法，失败者找借口。

 

　　3、 从三百六十行中选择你的最爱。人人都可以创业，但却不是人人都能创业成功。

　　4、 寻找自己的黄金宝地。

　　(二)永恒的真理：心态决定命运，30岁以前的心态决定你一生的命运。

　　1、 不满现状的人才能成为富翁。

　　2、 敢于梦想，勇于梦想，这个世界永远属于追梦的人。

　　3、 30岁以前不要怕，30岁以后不要悔。

　　4、 出身贫民，并非一辈子是贫民，只要你永远保持那颗进取的心。中国成功人士大多来自小地方。

　　5、 做一个积极的思维者。

　　6、 不要败给悲观的自己。有的人比你富有一千倍，他们也会比你聪明一千倍么？不会，他们只是年轻时心气比你高一千倍。人生的好多次失败，最后并不是败给别人，而是败给了悲观的自己。

　　7、 成功者不过是爬起来比倒下去多一次。

　　8、 宁可去碰壁，也不要在家里面壁。克服你的失败、消极的心态。

　　(1) 找个地方喝点酒。

　　(2) 找个迪厅跳跳舞。

　　(3) 找帮朋友侃侃山。

　　(4) 积极行动起来。

　　三：三大技巧

　　1、管理时间：你的时间在哪里，你的成就就在哪里。把一小时看成60分钟的人，比看作一小时的人多60倍。

　　2、你不理财，财不理你。

　　3、自我管理，游刃有余。

　　(1) 创业不怕本小，脑子一定要好。

　　(2) 可以开家特色店。

　　(3) 做别人不愿做的生意。

　　四：四项安身立命的理念

　　30岁以前一定要形成个人风格。

　　1、做人优于做事。做事失败可以重来，做人失败却不能重来。

　　(1) 做人要讲义气。

 

　　(2) 永不气馁。

　　2、豁达的男人有财运，豁达的女人有帮夫运。30岁以前搞定婚姻生活。

　　3、忠诚的原则：30岁以前你还没有建立起忠诚美誉，这一缺点将要困扰你的一生。

　　4、把小事做细，但不要耍小聪明。中国人想做大事的人太多，而愿把小事做完美的人太少。

　　五：五分运气

　　比尔·盖茨说：人生是不公平的，习惯去接受它吧。

　　1、人生的确有很多运气的成人：谋事在人，成事在天：中国的古训说明各占一半。

　　2、机会时常意外地降临，但属于那些不应决不放弃的人。

　　3、抓住人生的每一次机会。机会就像一只小鸟，如果你不抓住，它就会飞得无影无踪。

　　4、智者早一步，愚者晚一步。

　　六：六项要求

　　1、智慧

　　(1)别人可你以拿走你的一切，但拿不走你的智慧。

　　(2)巧妙运用自己的智慧。

　　(3)了解智者与愚者的区别。

　　2、勇气

　　(1)勇气的力量有时会让你成为“超人”。

　　(2)敢于放弃，敢于“舍得”。

　　3、培养自己的“领导才能、领袖气质”。

　　(1)激情感染别人。

　　(2)“三·七法则”实现领袖气质。

　　(3)拍板决断能力。

　　(4)人格魅力。

　　4、创造性：不要做循规蹈矩的人。25-30岁是人生最有创造性的阶段，很多成功人士也都产生在这一阶段。

　　5、明智

　　(1) 知道自己的长处、短处，定向聚焦。

　　(2) 尽量在自己的熟悉的领域努力。

　　6、持之以恒的行动力：在你选定行业坚持十年，你一定会成为大赢家。

　　七：七分学习

　　1、知识改变命运。

　　2、30岁以前学会你行业中必要的一切知识。

　　a) 每天淘汰你自己。

　　b) 在商言商。

　　3、太相信书的人，只能成为打工仔。

　　4、思考、实践、再思考、再实践。

　　八：八分交际

　　朋友多了路好走

　　1、智商很重要，情商更重要：30岁以前建立起人际关系网。

　　2、人脉即财脉：如何搞好人际关系。

　　3、交友有原则。

　　4、善于沟通：30岁以前要锻炼出自己的演讲才能。

　　九：九分习惯

　　习惯的力量是惊人的，30岁以前养成的习惯决定着你的成功的大小。

　　1、积极思维的好习惯。

　　2、养成高效工作的好习惯。

　　(1) 办公室里尽可能的高效工作。

　　(2) 生活可以不拘小节，但要把工作做细。

　　(3) 学习聆听，不打断别人说话。

　　3、养成锻炼身体的好习惯。

　　4、广泛爱好的好习惯。

　　5、快速行动的好习惯。

　　十：十分自信

　　1、自信是成功的精神支柱。

　　2、自信方能赢得别人的信任。

　　3、把自信建立在创造价值的基础上。

　　4、如何建立自信。

　　(1)为自己确立目标。

　　(2)发挥自己的长处。

　　(3)做事要有计划。

　　(4)做事不拖拉。

　　(5)轻易不要放弃。

　　(6)学会自我激励。

　　(7)不要让自己成为别人。

　　十一： 11个需要避开的成功陷阱

　　1、只有功劳，没有苦劳。

　　2、不要“怀才不遇“，而要寻找机遇。

　　3、不要想发横财。

　　4、不要为钱而工作，而让钱为你工作。

　　5、盲目跟风，人云亦云，人做我也做。

　　6、小富即安，不思进取，知足常乐。

　　7、承认错误而非掩饰错误。

　　8、脚踏实地而非想入非非。

　　9、野心太大而不是信心十足。

　　10、反复跳槽不可取。

　　11、眼高手低。

　　12、不择手段。

　　十二：十二分努力

　　没有人能随随便便成功

　　1、小不是成功，大不是成功，由小变大才是成功。

　　2、中国社会进入微利时代：巧干+敢干+实干=成功。

　　3、努力尝试就有成功的可能。

　　4、做任何事情，尽最大努力。

　　5、把事情当成事业来做。

贴几个暴强的回帖 (转载) 有几个笑死人 JOKE

发信人: echocc (echo), 信区: Seattle
标 题: 贴几个暴强的回帖
发信站: BBS 未名空间站 (Thu Feb 26 17:35:51 2009)

笑了要回帖哈
===========================

1. 变态楼主：养条狗和养一个男人哪个合算？
暴强回复：大婶，即使你能把男人当狗使，但你敢把狗当男人使不？

2. 变态楼主：男人你要李宇春还是章子怡？
暴强回复：一个公鸡，一个野鸡，都不选

3. 变态楼主：通过海南矿泉水喝死人事件，可以看到中国的食品安全堪忧，矿泉水也
能喝死人？不是有 QS 标志吗？
暴强回复：弱弱的问一下， QS 是不是去死的意思？

4. 变态楼主：一学生，成绩年年倒数第一，常与人打架，按领导要求老师想给学生好
听一点的期末评语，怎么写啊？
暴强回复：该生成绩稳定，动手能力强。

5. 说说中国的 30 分钟新闻联播。
暴强回复：有什么说的：前十分钟，领导们很忙。中十分钟，全国人民都很幸福。后
十分钟，世界上其它国家人民都生活在水深火热之中。

6. 变态楼主：都 40 多了还有许多事不明白该问谁？
暴强回复：外事问谷歌，内事问百度，房事问天涯！

7. 变态楼主：奥运口号“同一个世界，同一个梦想！”
暴强回复：乖乖，麻将国粹无处不在，倒过来看居然是“想摸个一筒，就是个一筒！”

8. 天涯楼主：从来都觉得蝎子精是整部《西游记》里最美的女人，当蝎子精把唐僧逼
到床上撩拨时，我心下不住地为唐僧鼓劲：从了，从了，咱就从了吧！但关键时
刻，可恶的悟空出现了……
天涯回复 12 ：唉，要是换好色的八戒出现就好了！
天涯回复 13 ：嗯，八戒出现了，这次改蝎子精不从了……

9. 天涯楼主：怀疑老婆红杏出墙，但苦于没证据……
天涯回复：如果你没本事做陈冠希，那就做谢霆峰吧

10. 天涯楼主：我们的 GJ 到底是法制还是人治？
天涯沙发：不是法治，也不是人治，而是治人，并且初级阶段一百年不变……

11. 论坛楼主：该死的理发店把我头剪坏了！大家出点损招，要求破坏性越大越好，动
静越小越好，因为是我一个人去。
论坛地下室：半夜三更，月黑风高，静静地、轻轻地，一个人吊死在理发店门口……

12. 论坛楼主：为什么生下的孩子要跟父亲一个姓？
论坛沙发：因为取款机里吐出的钱归插卡人所有。

13. 王小丫跟陈章良结婚，请用四个字评论。
论坛回复：丫从良了！


14. 论坛楼主：听到一特好听的歌，歌词只记得是“一个芝麻糕，不如一针细”，求歌
名啊！
论坛回复：你可知 Macau ，不是我真姓……－ _ －

15. 天涯楼主：请用一句话形容中国国家地震台。
天涯回复：事后诸葛亮，事前猪一样！

16. 楼主：我已经一年滴食未进了，还是活的好好的！ MOP 的网友，你们落后了，难
道你们不觉得每天还要吃三餐很麻烦吗，我现在每天只需晒这么 10 几分钟太阳就几
天都精力旺盛了。哎，你们真是一群凡夫俗子。
回复：植物都会打字 . 汗 !!!

17. 天涯楼主：请问北京是如何体现本次奥运会为绿色人文奥运的？
天涯沙发：不是请谢霆锋来唱歌了吗？

18. 中日韩三国难道非要采取敌视行为对待彼此，就不能心平气和地坐下来谈问题
吗？
沙发：不能！因为日本人和中国人谈得投机的时候，只有当话题是关于韩国人时；日
本人和韩国人谈得投机的时候，只有当话题是关于中国人时；中国人和韩国人能谈得
投机的时候，只有当话题是日本人时！

19.LZ ：你看我的头像牛 B 么？
沙发：像。

20. 楼主：想问问各位姐妹， BF 和前女友一起买的东西，比如对戒，项链，手环一
类的，是留着还是扔掉？扔了实在是……挺贵的东西，不扔看着就闹心！
沙发：庸人自扰！她的前男友你不也在用吗？

Kids and Taxes

Whether you added a new baby to your family last year or sent a child to college, children and taxes go hand-and-hand. Make sure you take advantage of all the child-related tax breaks when you file your 2008 return.

You can claim a personal exemption, worth $3,500 in 2008, for each dependent child younger than 19, or full-time college student younger than 24. Depending on your income, you may also claim a child tax credit of up to $1,000 for each dependent younger than 17. The child credit, which reduces your tax bill dollar-for-dollar, is reduced by $50 for each $1,000 (or fraction thereof) by which your modified adjusted gross income exceeds $75,000 for individuals or $110,000 for married couples filing jointly.

If you pay someone to watch your child while you and your spouse work -- or if you are a working single parent -- you may be able to write off some of your childcare expenses. Depending on your income level, you can take a tax credit for a portion of your childcare expenses or use a flexible spending account plan at work that allows you to pay your childcare costs with pre-tax dollars. The tax breaks apply to expenses for children up to age 13 as well as older children who are physically or mentally disabled.

The child care tax credit runs from 20% to 35% of what you spend, depending on your income. Taxpayers with adjusted gross income of $15,000 or less get the top credit and the rate gradually declines until it hits 20% for taxpayer with AGI of $43,000 or more. The maximum credit is $3,000 for one child and $6,000 for two or more children.

The flex plan is often a better deal for higher earners because money run through a flex plan avoids the federal income tax, state income taxes and the Social Security tax. If you’re in the 25% federal tax bracket, 5% state bracket and also avoid the 7.65% Social Security tax, running $1,000 through the flex plan would save you 37.65% or $3,765.

If the flex plan is better for you, note this twist: No more than $5,000 can be funneled through a flex plan, but up to $6,000 can qualify for the credit if you’re paying for the care of two or more children. So, even if you max out on the flex plan, you may qualify to claim the credit against up to $1,000 of additional expenses.

The days of giving appreciated assets or income-producing property to young children and teens as a way to trim the family's tax bill are over. In 2008, a youngster's investment income of more than $1,800 is taxed at the parents’ higher rate. The first $900 of a child's unearned income is tax-free and the next $900 is taxed at his or her own rate.

The kiddie tax now applies to children under age 19 and full-time students under 24. Previously, it disappeared when a child turned 18. (Children who provide more than half of their own support are not affected by the kiddie tax change.)

Another Kate, she is pretty too

Kate Garry Hudson (born April 19, 1979) is an American film actress. She came to prominence in 2001 after receiving an Oscar nomination and a Golden Globe for her role in the drama Almost Famous, and has since established herself as a Hollywood lead actress, starring in several films, including
How to Lose a Guy in 10 Days,
The Skeleton Key,
You, Me and Dupree,
Fool's Gold,

and she is working on "Nine", By Stephanie

google search

Kate Garry Hudson, photos -- recommended, if you like to check photos --

Kate Garry Hudson, How to Lose a Guy in 10 Days

Kate Garry Hudson, nine


trial, movie, nine


please check the original photos at here, very good site

new Safari 4

Check out the new Safari 4 (PC + Mac) ...
it has lots of cool new features (over 150).

google search
Safari 4 new features


Safari 4, download



http://www.apple.com/safari/

Bernanke: Recovery will take years（a reverse sign）

Federal Reserve chief says full recovery from this recession will take more than two or three years; downplays talk of bank nationalization.

NEW YORK (CNNMoney.com) -- Federal Reserve Chairman Ben Bernanke said he's hoping the recession could end later this year, but he cautioned that a full economic recovery will take "more than two or three years."

we think this is a reverse sign !
谁都知道要take years。　确偏偏这时间叫，早它干哈去了


起码涨３天　，　冲冲冲

Load LDK today.

use small pot of my magin account to test water. (but it's not time to using margin, and we don't recommond using margin if you have this kind of high volatile stocks in you portfolio) and watch very careful with it.

if you can not read real chart or can not make a quick decision, please don't follow.


it's not the lowest now, I guess it will stay low for several days before the company announces its 4Q 08 and FY 2008 results on 11 March 2009

go google search (this is my homework these days) --
ldk,solar

ldk,trend

solar, future, trend

solar,2009, future, trend

2009泛太平洋杯(英式)足球赛

南加州体坛一大盛事「2009泛太平洋杯(英式)足球赛」（Pan-Pacific Championship, PPC）四强争霸，将于18日在洛杉矶卡森市家庭站中心（Home Depot Center）足球场正式开战。

中国足协超级联赛冠军山东鲁能泰山队将在18日下午5时30分的揭幕赛上，首战韩国职业足球联盟冠军的Suwon三星蓝翼队。

除了中国和韩国的职业劲旅外，参加本届太平洋杯足球赛的还有地主的洛杉矶银河队及日本职业足球联盟冠军大分三神队（Oita Trinita），使得这项球赛在南加州足坛已造成轰动。


Suwon三星蓝翼队夺得冠军. 前中国国脚队长李伟峰功不可没.
山东鲁能泰山队 成功宝住第四名.

LA 银河队点球惜败韩国队,名列第2.

google search '国脚,队长,李伟峰'


google search '国脚,队长,李伟峰,照片'

The New first lady of Hollywood

Kate Winslet wins Best Actress Oscar for The Reader!
After 5 previous Oscar loses, Kate Winslet wins her first Academy Award.
Congratulations Kate!


google search 'Kate Winslet,泰坦尼克,'

google search 'Kate Winslet,titanic,'

google search 'Kate Winslet, oscar'


google search 'Kate Winslet,sexy,picture, photos'


google search 'Oscar Winner List, 81st'


check the original and more pictures @ here and here and here(the sexy one)

2008-2009 house buyers (新买屋者)

The IRS has now issued an updated Form 5405 which rules on a number of questions raised around the 2009 ($8000) and 2008 ($7500) home buyer tax credits. Here are some of the key rulings and facts based on the 200+ questions I received on this credit:

- The Credit can be claimed in this year's tax return by filing an amendment using Form 5405.

- Unfortunately you still have to pay back the existing $7,500 credit (for homes bought between April 8, 2008, and before December 31, 2008). Unlike the $8,000 credit passed recently, the existing credit was not made retroactive. You generally must repay the credit over a 15-year period in 15 equal installments, starting in 2010

- To be eligible for the home buyer credit, your modified adjusted gross income (MAGI) must be less than $95,000 or $170,000 (if married filing jointly) for the relevant tax year. The phase-out of the credit begins when your MAGI exceeds $75,000 or $150,000 (married filing jointly), meaning the amount of credit recieved decreases after these limits.

- You cannot claim the credit if acquired your home by gift or inheritance OR if you acquired your home from a related person (I stand corrected on a comment I made on this)

- If you and your spouse claim the credit on a joint return, each spouse is treated as having been allowed half of the credit for purposes of repaying the credit.

- If two or more unmarried individuals buy a main home, they can allocate the credit among the individual owners using any reasonable method. The total amount allocated cannot exceed the smaller of $7,500 ($8,000 if you purchased your home in 2009) or 10% of the purchase price. Note: A reasonable method is any method that does not allocate all or a part of the credit to a co-owner who is not eligible to claim that part of the credit (I would go with 50/50 as a reasonable method if one person is not eligible for the credit)

- The purchase date is how you decided which credit you are eligible for. If you constructed your main home, you are treated as having purchased it on the date you first occupied it.

2009 退税 -- $800 Tax Rebate/Credit

The President has now signed the massive $787 billion economic stimulus package into law. Unfortunately the tax credits (detailed below) that were part of the "Making work Pay" program were cut in the final bill by about $2 Billion. The income tax credit has dropped by $100 and $200 respectively, so that it would now total $400 for individuals and $800 for couples (paid in 2009 and 2010), phasing out completely at $190,000 for couples filing jointly and $95,000 for single filers. Because the credit is refundable (people can get it even if they owe no tax), most low-income workers will also qualify for the full credit.

新车买家 Car Buyer Sales Tax Breaks in Obama Economic Stimulus Package

In addition to the working tax rebates and home owner tax credits, the President has approved a scaled back version of the Auto Assistance Ownership amendment in the final economic stimulus package. This ammendment provides tax breaks for new car buyers by giving them a federal-income-tax deduction on local sales and excise taxes, but not on the interest on loans, as was originally proposed. It is applicable to any new car purchased after the stimulus bill is signed into law (the original Senate proposal of Nov. 12 was dropped) to December 31 2009. It is expected that the final version of the bill will will be signed next week.

Your share of stimulus tax breaks

NEW YORK (CNNMoney.com) -- Roughly 97% of American households could see tax savings as a result of the American Recovery and Reinvestment Act, according to a new analysis by a nonpartisan research group.

The Tax Policy Center crunched the numbers and concluded that the average savings would be $1,179. But how much a household actually gets depends on income, marital status and whether a filer has children. The savings range from a few hundred dollars to several thousand.

The law, which President Obama signed on Tuesday, contains a range of tax breaks for individuals. Those likely to affect the greatest number of households are the new Making Work Pay credit worth up to $400 ($800 for joint filers); a patch to protect middle- and upper-middle-income families from having to pay the Alternative Minimum Tax; and expansions of the earned income tax credit and the child tax credit for low-income families.

There are also breaks that address specific situations: a new credit for first-time home buyers, a sales tax deduction for car buyers and a new credit to help pay for college tuition. For people receiving unemployment benefits, the first $2,400 will be tax free.

On Saturday, Obama said the government had already taken action on the broadest of the law's cuts -- the Making Work Pay.

The Treasury Department has told employers to reduce the amount of taxes withheld from paychecks by April 1. Treasury estimates that a typical family will begin taking home about $65 more per month, according to Obama.

"Never before in our history has a tax cut taken effect faster or gone to so many hardworking Americans," Obama said in his weekly video and radio address.

In addition, the economic recovery plan contains a host of tax breaks for small businesses.

The Tax Policy Center used a representative sampling of all tax filers and non-filers, including information on their income, their spending and their demographics. And then they applied the various tax provisions for which those in the sample pool qualify.
Some tax-saving scenarios

A single person with no children making between $20,000 and $30,000 would see a 12.5% reduction in his or her tax liability for an annual savings of $453. The same person making between $50,000 and $75,000 would see a 4.6% drop, or $626.

At the upper income ranges, someone with income between $100,000 and $200,000 would see a 2.1% drop, which translates into $706.

With or without kids, a married couple filing jointly making between $50,000 and $75,000 could see a 10.5% drop for a savings of $991. Those making between $75,000 and $100,000 would see their tax liability go down 9.1%, or $1,457.

Couples with very high incomes -- between $200,000 to $500,000 -- could see a 7.5% decline in their tax bill, or $5,645.

Households with children, regardless of the parent's marital status, would see savings on their tax bill averaging 9.7% of their tax liability, or $1,975.
When you'll see savings

The first tax credit filers will enjoy is the Making Work Pay credit, which will show up in increments in people's paychecks starting in April.

In some instances, such as with the first time home buyer's tax credit, the money can be claimed on one's 2008 tax return if the home purchase occurs between Jan. 1 and before Nov. 30 of this year.

But in many cases, a household won't see some of their stimulus savings until they file their 2009 returns, which they can't do until 2010.

Of course what filers' save on their federal taxes under stimulus may be muted by the fact that their cities and states -- facing steep budget shortfalls that will be lessened but not eliminated by stimulus funding -- may end up raising taxes and fees.

TAX SAVINGS
How households may fare under the economic recovery plan.
Income Avg. tax savings Drop in tax bite
Under $19K $476 -95%
$19K-$38K $652 -22%
$38K-$66K $781 -9%
$66K-$112K $1,301 -7.5%
$112K-$161K $2,549 -8.3%
$161K-$227K $3,883 -8.3%
$227K-$603K $5,133 -5.7%
$2.8M plus $39,350 -1.4%

今天后盘表现很差, 要控制一下自己了

但是现在尾部的量越来越少， 这是我们为什么今天操底的主要原因
这是可进退自如。 想后就猴的， 就hold. 想cut, 就卡特。 损失不大。
以投资的眼光， 现在买入有些投机。

要控制一下自己了。

--------------------------------------------------------
发信人: afang2009 (miggie miggie o i ni), 信区: Stock
标 题: 今天后盘表现很差
发信站: BBS 未名空间站 (Mon Feb 23 16:43:35 2009)

如果感觉明天阳棒无法超过今日的阴棒的2/3，可择机出些。

等2-4日以上。 今天末市图形很差。都知离底不远了， 但是都不知是那一天。

按部就班，择机而动。
愿赌服输，亏了认亏，知错就改，决不套牢。

今天篓点货，周五或下周一出了

短线搞一下。
肯定还有反复探底的过程

上马金要注意

发信人: afang2009 (miggie miggie o i ni), 信区: Stock
标 题: 熊弟们， 撤了。
发信站: BBS 未名空间站 (Mon Feb 23 14:04:37 2009)

你们掩护。

开始放长仓了。 上余下的 1/4 现金帐户。 马金等两天
--
-------------------------------------
大忽悠，小忽悠，都是忽悠
大势所趋　－－每日焦点
http://ttnotes.blogspot.com/
小悠忽，大悠忽，都是悠忽
http://www.geekslifeblog.com/

Conan O'Brien 奥布赖恩将离开纽约，离开NBC的“晚夜”

我最喜欢的播音员 Conan O'Brien 将离开纽约，离开NBC的“晚夜”（"Late Night"）。

奥布赖恩是飞往美国洛杉矶，在那里NBC将履行它在5年前的承诺，让他成为“今晚”（"Tonight"）节目的主持人。这种新的脱口show将开始于6月。



google search 'conan o'brien last show'

google search 'conan o'brien Tonight show'

google search 'conan o'brien last show'

How Will I Get My Stimulus Money?

Since Congress passed the economic-stimulus bill February 13, a lot of people have asked us how they will get their money. Some of the details will be worked out in the coming weeks, but here's what we know so far.

How much will the "Making Work Pay" tax credit be?

The stimulus provides a refundable tax credit of 6.2% of taxable wages in 2009 and 2010, to a maximum each year of $400 for single taxpayers and $800 for married couples filing jointly. The credit begins to phase out for single filers with adjusted gross incomes of $75,000 or higher, or $150,000 for married couples filing jointly, and it disappears entirely for single filers with AGIs of $95,000 or more, or $190,000 for joint filers.

How will I receive the credit?

You'll get the money through a reduction in income tax withheld from your paycheck, adding about $30 to $40 a month to most people's take-home pay. After the IRS adjusts its withholding tables, employers will change their automatic withholding systems; you shouldn't have do anything to get the extra money. The IRS says that most people should see the change in their paychecks this spring.

I am self-employed and don't have my taxes withheld. What should I do?

In that case, you could reduce your quarterly estimated taxes because of this credit, says Mark Luscombe, principal analyst with the tax and accounting group CCH. Then you will claim the credit when you file next spring, bringing your tax bill down into line with your reduced payments.

What about people who have a job now and have their withholding reduced, but then lose their job in the next few months?

"They will have reduced withholding for the period they work, then the amounts will be reconciled when they file their returns for the year," says Scott Weiner, senior tax analyst with the tax and accounting business unit of Thomson Reuters.

What will the stimulus payment be for retirees?

The stimulus provides a one-time payment of $250 to recipients of Social Security, Railroad Retirement and Veteran's Administration benefits, and to government employees who don't receive Social Security. They'll receive the money even if they have little or no income, says Luscombe. This payment will reduce the "Making Work Pay" credit if they are eligible for both.

How will retirees get their money?

People who get their Social Security or other benefits electronically will get this payment electronically as well, says Weiner. Others will get a check.

When will retirees receive the money?

"The statute says that payments must begin at the earliest practicable date, but no later than 120 days after the date of enactment," says Weiner. So retirees should get the payments before June 17 because President Obama signed the bill on February 17.

住房抵押贷款帮助Mortgage help：你有资格吗？(2)

总统奥巴马的新的房地产救援计划提供了两个关键的可能的好处：更多融资的机会和更大的机会贷款修改。

由法国克里斯蒂， CNNMoney.com人员作家
最后更新： 2009年2月19号：上午11时57

帮助那些寻求融资

这部分计划s是针对借款人保持目前保持着他们的抵押贷款。 因为下降的房价,许多业主一直无法通过再融资来降低其住房成本.

现在，如果您的按揭已经超过了房屋的市场价值，忘记了再融资资格吧。实际上，您必须拥有至少有您家的20 ％的股份，除非您使用的是联邦住房管理局贷款 。

新的指导方针可能会有所帮助。即使房主家庭债务超过了5 ％的价值可能仍然有资格。 而且不会有预付处罚。 但是，您的贷款必须是国有或由Fannie Mae以及Freddie Mac 。

当局估计，这将使500万房主获得较低利息抵押贷款利率。

谁回不符合资格呢？ 。房主的物业价值，已严重下滑，而且已在水下的5 ％以上就倒霉了。

那些“巨无霸”房贷（"jumbo" mortgages）也是不符合资格的。 只有那些“符合'的抵押贷款。要确认您的贷款是否符合，您需要在3月4日在后与您的服务或贷款业主咨询了。但总的来说，直至过去的一年中，贷款四十一点七万美元以上的被视为“巨无霸”房贷（"jumbo" mortgages），并且Fannie Mae和Freddie Mac不准购买并保证他们。

所有的借款人必须证明他们有足够的收入能够保持他们偿还贷款，虽然这将是充分的证据尚不清楚。

按揭修改帮助面临风险的借款人

业主违约或可能有违约风险的都可能获得贷款的修改，从而调整您的贷款条件和结构。

任何人只要有高结合抵押贷款相比他们的收入或者谁拥有灌水屋的可能有资格获得贷款修改。

Borrowers with high levels of other debt, such as car loans and credit card debt exceeding 55% of their incomes, may still qualify for a modification but they'll be required to accept debt counseling in a .借款人如果拥有高利率的其他债务，如汽车贷款和信用卡债务超过55 ％的收入，仍可能有资格获得修改，但他们将需要接受HUD-certified program债务辅导。

如果您符合资格，您的服务或放款人将减少您的每月按揭还款的31 ％的总收入。

付款停留5年，然后将在合适的时间逐渐恢复到合适的贷款利率。
减少将主要是通过利率降低，但在某些情况下，本金减少也将是一种选择。

借款人也将获得高达1000美元的奖励奖金, 如果其可以在五年内按时交供。

总统奥巴马估计有300万至400万房主可能受益于新的修改程序。

谁是没有资格?

投机者，谁是以投资目的购买了这些房屋的，没有资格获得帮助! 所有家庭必须被拥有者所居住。

该计划将不会帮助那些不负责任的借贷置业者。 所有申请者将仔细审查贷款和谁担任不择手段，例如，歪曲他们的收入在没有贷款申请文件，将没有资格。

同时，为保护纳税人的利益，没有贷款将被修改，除非它的净结果相比可节省的foreclosing费用。 最后，利率不会低于2 ％ 。

这将取消许多借款人的资格,如果借款人实在不能承受任何合理的按揭付款，因为疾病，例如，或失去工作。

[计划]不会奖励谁买人的家园，他们从一开始就知道他们将永远无法负担， 奥巴马说, 总之，这一计划将不会拯救每一个家庭。

限制的贷款都将没有资格列入此类。

住房抵押贷款帮助 Mortgage help：你有资格吗？(1)

总统奥巴马的新的房地产救援计划提供了两个关键的可能好处：更多融资的机会 和 更大的机会贷款修改。

纽约（ CNNMoney.com ） -当地时间周三总统奥巴马透露了人们热切期待赎预防计划, 目标是九百点○○○万借款帮助
那你是否是一位合格的受益者呢?

该七百五十〇点零亿美元的努力，被称为屋主负担能力和稳定性计划，归结为两个基本的解决方案：

首先，政府的目标是帮助更多的房主再融资，以便利用新的低利率。

第二，它奖励贷款和服务者调整您的抵押贷款，使它到达一个你可以承受的水平。

正式的指导方针到3月4日前是不会被公布出来，但在这里,你可以知道您是否能够利用这两种选择。

Best Picture: Slumdog Millionaire(oscar 2009)

google search 'oscar, 81st, photos'


google search 'movie,Slumdog Millionaire'


google search 'oscar, Slumdog Millionaire'


The story of Jamal Malik, an 18 year-old orphan from the slums of Mumbai, who is about to experience the biggest day of his life. With the whole nation watching, he is just one question away from winning a staggering 20 million rupees on India's "Who Wants To Be A Millionaire?" But when the show breaks for the night, police arrest him on suspicion of cheating; how could a street kid know so much? Desperate to prove his innocence, Jamal tells the story of his life in the slum where he and his brother grew up, of their adventures together on the road, of vicious encounters with local gangs, and of Latika, the girl he loved and lost. Each chapter of his story reveals the key to the answer to one of the game show's questions. Each chapter of Jamal's increasingly layered story reveals where he learned the answers to the show's seemingly impossible quizzes. But one question remains a mystery: what is this young man with no apparent desire for riches really doing on the game show? When the new day dawns and Jamal returns to answer the final question, the Inspector and sixty million viewers are about to find out. At the heart of its storytelling lies the question of how anyone comes to know the things they know about life and love. Written by Fox Searchlight Pictures

go check origial post and image at here

PLCN 逆势上涨， 手中股票抛光

计划昨天进一些的， 但是看盘末不稳没有操作。

晚上看到PLCN 逆势上涨, 就猜测熊市可还要维持一段时间. 因为PLCN 逆势上涨是熊熊的冲锋号。 不过不知这次是不是熊熊的死亡陷阱， 谁也不敢说。 各种指标都已接近超卖翻转的阶段。 从历史看往往现在就是要死人的时候了。

今天没忍住还是jumped in. 我也知道没有最低， 只有更低

不是说了吗，还是没忍住！ 心里希望市场再跌一下, 可以捞更低. 不过它好像有时候并不会如我所愿, 所以就将就了



发信人: afang2009 (miggie miggie o i ni), 信区: Stock
标 题: 进了， 不知是否是时机
发信站: BBS 未名空间站 (Fri Feb 20 12:24:40 2009)

all in 401K today， TMD, 还是没忍住!


赌了



这是我昨天发的帖子 --

回答: PCLN：瞎扯今天大涨的噢秘就在图中 由 kx 于 2009-02-19 17:23:50



PLCN 逆势上涨， 手中股票抛光。

这是我的总结。 应验很多次了

-------------------------------------
大忽悠，小忽悠，都是忽悠
大势所趋　－－每日焦点
http://ttnotes.blogspot.com/
小悠忽，大悠忽，都是悠忽
http://www.geekslifeblog.com/




回答: 回复：回复：PCLN：瞎扯今天大涨的噢秘就在图中 由 fasfaz 于 2009-02-19 18:44:32
熊熊的冲锋号．　

solar可能要等一段时间

今天不讲原因了，要恐慌死的

明天又空写点什么

不过我要捞LDK了

7 Moves That Will Make You a Better Dad

Tips for raising happy, well-adjusted kids.

1. Dig deeper
A nice house, cool clothes, and grub on the table just aren't enough. Providing for our kids is in our DNA, but how well do you know yours? Do you know who your kids play with at recess? What subject they really struggle with? What they love to eat for hot lunch? If you don't know these things, you need to. While all of us are busy as hell with work and everything else in our lives, we need to make time for our kids and get to really know them -- especially the odd, everyday things that make them tick. I make it a point to talk with my kids about what happened at recess before asking about what happened in class. I want to know about the relationships they're forging, and also what they're up to with their only free time of the day. It's not easy to get this from them. But here's a fun way to spend a little time with them that they'll think is awesome: When your son or daughter is standing at the bus stop ready to be picked up for school, drive up, stop, and tell them to get in. Kidnap them for breakfast and they'll think it's the coolest thing ever. When kids are really impressed or excited by something (like this) there's a much better chance of them opening up and telling you about their lives. Don't preach, don't gasp, just listen.

2. Teach your kids to stand tall
One of the most important things a father needs to teach his kids is how to stand up for themselves. You will not get far in this world if you become a doormat, and the longer you let it happen, the harder it is to turn it around. This can be anything from just learning how to speak up in class, or confronting someone who's being unfair to them. Our offspring need to be heard, defend what they believe in, and not be bullied. Yes, we want them to be nice and to treat people well, but there is also a time to be assertive instead of like a punching bag. Teaching them how to do all this in a scary world is one of the basic duties of being a father.

3. Get off your rear
While we may be proud of our lecturing skills, most of the time when we talk all our kids hear is, "Blah, blah, blah." So that makes our actions even more important. You can tell the kids that it's important to be healthy and active, but if all they ever see you do is sit on the couch shoveling Doritos into your mouth as you watch "Celebrity Rehab," they're going to do the exact same thing. Kids should always be learning, exploring and trying new things. It's all part of how they find out what they're passionate about and who they are.
Dads can help fuel this exploration by doing the same thing; getting involved in new sports, musical instruments, and activities. This keeps dads fresh and active, and also shows kids that it's cool to try new things. Want to crank up the enthusiasm? Get junior's buddy and his dad in the game too -- kids will do almost anything if their friends are involved. If you want to start golfing, make it a foursome and it'll be even more fun.

4. Prepare for your death
This should be something that I shouldn't even have to write, but it's amazing how many men skip this to save a buck. We can all sit here and think that it's not going to happen to us, but death happens to dads every day. Protecting your family should be number-one on your responsibilities list as a father. If you're not taking care of your family you run the risk of ruining their lives if the worst should happen. This encompasses a lot, including having a life insurance policy and a will, and knowing who's going to be there to teach your son about being a man. Another aspect of this is keeping yourself healthy with regular physicals and, for God's sake, exercise. I used to work out to look better, but now it's all about longevity. My ultimate goal is to live long enough to make sure my daughter doesn't marry some jackass. They don't say "hope for the best and prepare for the worst" for nothing.

5. No worshipping heroes
There are parents out there who absolutely worship their kids and think they can do no wrong. But those kids will grow up with a distorted view of how the world works. Every parent should love the hell out of their children, but thinking that they are flawless is setting all of you up for disaster. The kids end up with unreal expectations on how the world works, don't understand defeat, and can't figure out why everyone doesn't think they walk on water. And the parents end up devastated when you finally come to the realization that little Tony actually is capable of throwing his classmate into the girls' bathroom or stealing the neighbor's mail. We all have flaws, and there's nothing wrong with that. Let them learn to deal with the disappointment of losing, and even the brilliance of constructive criticism. It'll prepare them for the real world.

6. Remember why you married her
I've said this before, but a lot of people still scratch their head when I do. One of the best (if not the best) things you can do for your kids is to be a good husband to their mother. This can be difficult to do, but it just might be the most important item on the list. We pay so much attention to not screwing up our kids that we sometimes neglect the one relationship that plays the biggest role in the person they turn out to be. And if you're divorced, remember that the way you treat their mother will have an enormous impact. It will help them respect her, and also show them how to deal with challenging relationships as they get older.

7. Imitate Clark W. Griswold
Clark was on to something when he loaded up the family truckster and headed west to Wally World. A couple times a year, we all need to bust out of that rut that our daily routine puts us in -- and getting out of Dodge is the only cure. It's not just us either; every member of the family needs to get away and put a little adventure back in their life. As painful as the family vacation can be while it's happening (with the constant potty breaks, spilled juice boxes, and annoying comments from the backseat), I run into more adults who claim that vacations were the parts about their childhood that they'll never forget. It doesn't have to be expensive -- you don't have to go far -- you just need to have a family experience to remember, for better or worse.

2009 纽约时装周 -- Fall 2009 collection -- DKNY

很喜欢这件款式, 很象我很久以前买给我恋人的一件. 同样的颜色同样的暗花

只是model的身材和长相比我当时的恋人差太远了! 哎, 回忆总是那样美好甜蜜

google search 'New York Fashion Week'

check original image at this link

看症状辨别宝宝的异样

宝宝的鼻孔、耳道、口腔、眼睛、尿道口、肛门、阴道及汗腺，经常有各种分泌物排出体外，这些分泌物也是宝宝是否发生疾病的征兆，父母需经常仔细观察自己宝宝的这些分泌物，及早发现各种疾病，以便治疗。那么，分泌物在什么情况下属于正常，什么情况下不正常呢？父母可以通过分泌物的颜色、形状、气味、量的多少以及一些表现症状来辨别。

　　宝宝的鼻子里怎么总是粘粘的？
　　宝宝鼻子里经常有少量的鼻涕流出，干燥后结成痂皮形成鼻屎，颜色呈淡黄色，这属于正常情况。如果宝宝鼻子里鼻涕很多，刚擦过马上又流出来，并且鼻涕澄清，或干结后鼻屎堵住鼻孔，宝宝只能不停地用嘴呼吸，这时妈妈就要提高警惕，宝宝可能患伤风感冒。还在吃奶的宝宝常常吃几口奶就停一会儿用嘴呼吸一下，或者边吃奶边哭，很可能宝宝鼻子被鼻涕或鼻屎堵住，这时妈妈不要用手指挖宝宝鼻子，而是在宝宝吃奶前滴几滴滴鼻液，使宝宝鼻子通畅，或用吸鼻器将鼻涕吸出。
　　如果鼻子里流出的鼻涕有臭味，带血丝，鼻子肿胀并有压痛感，很可能宝宝的鼻子内有异物。

　　宝宝的耳朵被塞住了吗？
　　因为宝宝的耳道比较嫩小，所以妈妈经常会忽视给宝宝洗耳朵，因此宝宝外耳道的皮脂腺分泌物不断地积聚，变成干结的耳屎，耳屎过多可以影响宝宝的听力。
　　如果年龄稍大的宝宝还听不到大人讲话的声音，父母首先要检查宝宝的耳道，看看是否被耳屎堵住。父母千万不要随便给宝宝挖耳屎，如果他不合作很容易损伤鼓膜，影响听力。耳道时常流出黄色的脓液，宝宝伴有发热症状，用手轻轻触及他的耳屏时就哭起来，这很可能患有中耳炎或在耳道里有异物。

　　宝宝的嘴角为什么总是湿湿的？
　　在正常情况下，口水被直接吞入胃里，但宝宝出生3－4个月时，唾液分泌量多，口腔相对小，吞咽功能不协调，常常出现流口水，这属于正常的现象。出牙后，如果宝宝还经常流口水，需检查他的口腔、舌、咽部、扁桃体等是否有炎症。宝宝已经三四岁了，还经常口水不断，需给宝宝做一些智力测试题，看看宝宝是否有智力问题，及早发现，及早治疗。

　　宝宝的眼睛怎么擦不干净？
　　宝宝哭泣流眼泪这是正常的，但如果不哭而眼泪很多，而且宝宝还喜欢用手揉眼睛的话，可能是眼睫毛倒毛或者眼睛里有灰尘异物刺激角膜。除了眼泪，通常情况下，一夜过后，清晨醒来妈妈会发现宝宝两侧眼角有少量淡黄色眼屎，这属于正常现象。但如果眼屎很多，甚至把两眼都封住不能睁开，说明宝宝眼结膜或角膜有炎症，应去医院治疗。

　　宝宝的尿液为何变了颜色？
　　一天内宝宝排尿太少或太多都有疾病因素的可能。尿频、尿痛说明尿道有炎症，尿色鲜红，称为血尿，尿中有脓液称为脓尿，尿如乳糜状称为乳糜尿，这些都说明泌尿系统有异常，应仔细检查。有时宝宝刚把尿排在痰盂内时清澈透明，几个小时后发现有沉淀如“米泔水”，家长怀疑宝宝有疾病，其实这属于正常现象，新生宝宝尿布上有红色的斑迹，是由于尿酸盐在尿的酸性情况下出现的正常现象。不要当作血尿。
　　建议家长给宝宝买个白色的尿盆，以便关注尿液的变化。

　　宝宝的小臭臭轻易倒了吗？
　　刚出生的宝宝排出的大便呈墨绿色糊状，称为胎粪，2－3天内腔粪可自行排尽。如果是母乳喂养，宝宝一天可以大便3－4次，甚至每块尿布上均有些大便，呈金黄色。如果是牛奶或配方奶粉喂养，宝宝一天1－2次甚至每1－2天才排便1次，呈淡黄色，成形。添加辅助食品后的大便颜色一般为黄褐色，但受到饮食及药物的影响。
　　父母观察宝宝大便的形状很重要。如果为脓血便则提示有细菌性或阿米巴痢疾。大便像果酱提示有肠套叠。大便象羊粪状一粒一粒，提示有肠痉挛。大便结束后有鲜血滴出，提示有肛裂。大便外表上染有鲜血，提示有肠息肉。大便如米汤水，提示肠道传染病。黑色或者柏油状大便，提示消化道出血。白陶土样大便提示有胆道梗阻。

　　宝宝为什么总出汗？
　　幼小的宝宝入睡后不久，出汗较多(在上半夜)，到下半夜汗很少，这是正常情况，由于植物神经系统的功能还不完善。佝偻病、结核病，病后虚弱时也有多汗现象。其实很多宝宝晚上出汗大部分原因可能是父母怕他睡觉着凉， 被子盖得太多或房间内过于密不透风，产生闷热所致，并非病症，只要少盖些衣物就可以了。汗液中除了含盐分(主要是氯化钠，所以汗液有咸味)外，还会有锌，经常出汗多的宝宝也会造成体内锌缺乏。

　　女宝宝的小PP特别注意了吗？
　　女宝宝阴道有时会分泌少量的液体，无色无味，这属于正常情况。如果液体有脓液，并伴有臭味，说明有炎症。有时宝宝外阴痒，会用手抓，于是造成小阴唇粘膜出血，因此分泌物会出现少量的血，妈妈须及早送医院治疗，以防感染。分泌物呈脓状，并阴道有刺痛感，妈妈应及时检查宝宝的阴道，很可能宝宝不小心把异物(如绿豆、赤豆、小玻璃珠等)塞入阴道。

婴幼儿粪便性状

小儿由于年龄、饮食、排便习惯等的不同，每天排便次数可以不尽相同。婴幼儿粪便的次数和性质常反映着小儿胃肠道的生理和病理状态。母乳喂养儿、人工喂养儿以及混合喂养儿在排便次数上、粪便性状方面各有特点。我们如果掌握了这些特点，就可以通过婴幼儿粪便了解其消化道功能情况，及时调整食物的量及比例，促进婴幼儿对食物的消化吸收，预防和减少腹泻，并可以及早地发现一些疾病，做到有病早治。

一、 母乳喂养儿粪便：未加辅食的母乳喂养婴儿，粪便呈黄色或金黄色，稠度均匀如药膏状，或有种样的颗粒，偶尔稀薄而微呈绿色，呈酸性反应，有酸味但不臭。每天排便2-4次，如果平时每天仅有1-2次大便，突然增至5-6次大便，则应考虑是否患病。如果平时大便次数较多，但小儿一般情况良好，体重不减轻而照常增加，不能认为有病。婴儿在加辅食后大便次数可以减少。1周岁以上的小儿大便次数右减至一天一次。

二、 人工喂养大便：以牛乳喂养的婴儿，大便色淡黄或呈土灰色，质较硬，呈中性或碱性反应。由于牛奶中的蛋白质多，有明显的蛋白分解后的臭味。大便每天1-2次，如果增加奶中的糖量，则排便次数增加，便质柔软。

三、 混合喂养儿粪便：无论人乳或牛乳喂养，若同时加食淀粉类食物，则大便量增多，硬度比单纯牛奶喂养稍减，呈暗褐色，臭味增加。若将蔬菜、水果等辅食加多，则大便与成人近似。初加菜泥时，大便中常排出小量的绿色菜泥，有的父母往往以为是消化不良，停止添加菜泥。实际上这种现象是健康婴儿更换食物时常有的事。如果没有腹泻，不必停止加辅食，数日以后胃肠习惯了，这种情况随之消失。

对婴幼儿粪便性状的观察可以了解其消化情况。如果婴儿粪便的臭味明显，则表示蛋白消化不良，这时应适当减少奶量或将奶冲稀。如果粪便中多泡沫，则表示碳水合物消化不良，就必须减少甚至停止吃淀粉类的食物。若大便外观如奶油状，则显示脂肪消化不良，应减少油脂类食物的摄入。

粪便的颜色与胆汁的化学变化有关。在小肠上部时由于胆红素及胆红素的作用，故呈黄绿色；到结肠时胆绿素还原成胆红素，而呈黄色。母乳喂养儿的大便偏酸性，可因氧化性细菌作用将胆红素变为胆绿素，所以母乳喂养儿的正常粪便略呈绿色。但牛乳喂养儿的粪便偏碱性，可以进一步还原变为无色的粪胆原，所以大便颜色较淡。如果牛乳喂养儿排出绿色大便，则表示肠的蠕动加速或肠道有炎症，为腹泻的一种象征。有些家长没有这方面的知识，错误地认为孩子排绿色的大便是受了某种惊吓，这是错误的。

有些疾病可以从婴幼儿的粪便中反映出特点。如果小儿有胆道梗阻情况，则大便呈灰白色。胃肠道上部出血或服用了铁剂，可排出黑色的大便，有的似柏油样。如果大便中带有鲜红的血丝，可能由直肠息肉、结肠息肉和肛门裂所致，应做进一步的检查。若除有血液外，同时含有大量的粘液而粪质较少，结合病儿阵发性腹痛的症状，可考虑是否为肠套叠。如果大便带有脓血并有腥臭味，可考虑为痢疾。

LDK, 还会有几天跌势

今天幅度这么大， 肯定还会有几天的跌势。 破位下跌，不要接飞刀。

想捞底隔2-3天看看

"Worst Is Yet to Come:" Americans' Standard of Living Permanently Changed

There's no question the American consumer is hurting in the face of a burst housing bubble, financial market meltdown and rising unemployment.

But "the worst is yet to come," according to Howard Davidowitz, chairman of Davidowitz & Associates, who believes American's standard of living is undergoing a "permanent change" - and not for the better as a result of:

* An $8 trillion negative wealth effect from declining home values.
* A $10 trillion negative wealth effect from weakened capital markets.
* A $14 trillion consumer debt load amid "exploding unemployment", leading to "exploding bankruptcies."

"The average American used to be able to borrow to buy a home, send their kids to a good school [and] buy a car," Davidowitz says. "A lot of that is gone."

Going forward, the veteran retail industry consultant foresees higher savings rate and people trading down in both the goods and services they buy - as well as their aspirations.

The end of rampant consumerism is ultimately a good thing, he says, but the unraveling of an economy built on debt-fueled spending will be painful for years to come.

中国与俄罗斯 -- “贷款换石油”

http://news.sohu.com/20090218/n262301223.shtml

[提要] 中国与俄罗斯终于就“贷款换石油”的合同细节达成了一致。据悉，双方已在2月17日签署正式协议。根据协议，中国将向俄罗斯提供250亿美元的长期贷款，采取固定利率，约为6%左右；俄罗斯以石油为抵押，以供油偿还贷款，从2011年至2030年按照每年1500万吨的规模向中国通过管道供应总计3亿吨石油。

　　根据双方签署的协议，中国将向俄罗斯提供总计250亿美元的长期贷款，采取固定利率，约为6%左右；俄罗斯则以石油为抵押，以供油偿还贷款，从 2011年至2030年按照每年1500万吨的规模向中国通过管道供应总计3亿吨石油，石油价格以俄石油运到纳霍特卡港口的价格为基准，随行就市。
目前俄方每年向中国通过铁路运输的石油供应不受该协议影响，并增加至1500万吨。

　　除此之外，作为中俄能源合作的组成部分，双方2月17日还签署了包括核能、电力、矿产开发等方面的合作协议。

　　“贷款换石油”落定

　　中俄“贷款换石油”合同谈判是在2008年10月28日双方在莫斯科签署的《石油领域合作谅解备忘录》的基础上展开的。根据当时的框架性协议，中国将分别向俄罗斯石油公司(Rosneft)和俄罗斯石油运输公司(Transneft)提供150亿美元和100亿美元的贷款；作为交换，俄罗斯则在 20年的期限中，向中国出口3亿吨原油，并放行俄罗斯通往我国的石油运输管道。

更改我对石油的推荐

发信人: afang2009 (miggie miggie o i ni), 信区: Stock
标 题: 更改我对石油的推荐
发信站: BBS 未名空间站 (Wed Feb 18 02:03:08 2009)

因为中俄前了个协定。

我有点糊涂了。 今天晚了， 明天再想

房屋开工下降到最低纪录

上个月新房建造下跌近17 ％ ，达到了历史最低点。
住房市场的麻烦现在还没有明确的结束信号。

根据周三公布的政府报告， 美国1月新房建造达到了历史最低水平，。
根据商务部统计，1月份下降经季节性调整后按年率计算为四十六万六千。 这是从1959年政府开始记录以来的最低水平。

这项统计数据比12月的修正后的54.7万下降了16.8 ％， 比2008年1月低了56.2 ％。 此前经济学家们预计新屋开工将下降到529000（Briefing.com） 。

一月是新屋开工数连续下滑的第4个月， 并且创下了一个新的历史低点。 新屋开工数自其2006年1月的峰值230万下降近80 ％。

新建筑独栋房屋（single-family）达到了有史以来最低的34.700万，或低于去年12月12.2 ％。 单户型住宅是专家们确认的一个住房市场核心数据。

但是这种下降实际上可以帮助陷入困境的市场反弹。 房屋的建造者继续不停的建造新房屋， 即便在住房泡沫破裂以后。 这就导致了待售房屋市场上巨大的供过于求的情况出现。 增加的赎回房同样加剧了这种情况。

由于房屋需求仍然很薄弱，少建只会缓解过剩。

也是一个房市即将触底的表现

原始文章来自By David Goldman, CNNMoney.com staff writer。
为了方便中文阅读， Armstrong进行了一些修改删节。
请阅读原文 ·原始英文

if you are interested with this topic, you definitly should go
google search with keyword 'United States housing market trends in 2009'

Obama to lift ban on stem cell research soon

WASHINGTON (Reuters) – President Barack Obama will soon issue an executive order lifting an eight-year ban embryonic stem cell research imposed by his predecessor, President George W. Bush, a senior adviser said on Sunday.

"We're going to be doing something on that soon, I think. The president is considering that right now," Obama adviser David Axelrod said on "Fox News Sunday."

In 2001, Bush limited federal funding for stem cell research only to human embryonic stem cell lines that already existed. It was a gesture to his conservative Christian supporters who regard embryonic stem cell research as destroying potential life, because the cells must be extracted from human embryos.

Embryonic stem cells are the most basic human cells which can develop into any type of cell in the body.

Scientists believe the research could eventually produce cures for a variety of diseases, including Parkinson's disease, diabetes, heart disease and spinal cord injuries.

Obama vowed to reverse Bush's ban during his presidential campaign and in his inaugural address last month promised to return science to its proper place in the United States.

The U.S. Food and Drug Administration last month cleared the way for the first trial to see if human embryonic stem cells could treat people safely.

The trial will try to use stem cells from already existing lines to regrow nerve tissue in patients with crushed spinal cords.

Stem cells are the body's master cells, giving rise to all the tissues, organs and blood. Embryonic stem cells are considered the most powerful kinds of stem cells, as they have the potential to give rise to any type of tissue.

How the Stimulus Helps Laid-Off Workers

Several provisions in the stimulus bill aid recently unemployed workers.

Help with health-insurance bills. When you lose or leave your job, you can generally continue coverage through your employer's health-insurance plan for up to 18 months through a federal program called COBRA. You can't be rejected or charged more because of your health.

But the costs of COBRA coverage are very high. While employers usually pay about three-fourths of the premiums for their current employees, that subsidy disappears for laid-off workers -- leaving them with an average annual bill of $12,680 for family coverage, according to the Kaiser Family Foundation.

The stimulus provides a 65% subsidy to help cover the cost of COBRA for up to nine months. To qualify, a worker must be involuntarily terminated between September 1, 2008, and December 31, 2009. The subsidy ends if you find a job and your new employer offers health-care coverage or you become eligible for Medicare.

Workers who have lost their jobs since September 1, 2008, but didn't elect COBRA will be given 60 days to elect COBRA and receive the subsidy after being notified by their former employer that they are again eligible. To qualify, your income for the year must be less than $125,000 for individuals and $250,000 for families.

Keep in mind, however, that not all laid-off workers qualify for COBRA. The federal law requires only companies with 20 or more employees to offer COBRA benefits (some states have similar programs, or "mini COBRAs," for smaller companies), and COBRA is available only if an employer continues to offer health benefits to employees. If the employer discontinues its health-insurance plan entirely or goes out of business, there is no COBRA.

If COBRA coverage is not available, you may be able to get an individual health-insurance policy or, if you have health problems, you may be able to get coverage if your state has a high-risk pool or some type of continuation policy. See Keeping Coverage After a Job Loss for more information about your health-insurance options after a layoff.

Bigger and longer unemployment benefits. The stimulus bill also increases weekly unemployment benefits by $25 through 2009. The amount of your unemployment benefits continues to vary based on your previous income and your state, but everyone will receive an extra $25 per week. This increase is automatic -- people who are receiving benefits won’t need to take any special steps to boost their benefits. But it may take a few weeks for the state unemployment offices to reprogram their software programs and add the extra money, says Rich Hobbie, executive director of the National Association of State Workforce Agencies.

Plus, people collecting unemployment benefits get a tax break. Unemployment benefits are usually subject to federal income tax. But people receiving unemployment benefits in 2009 will be able to exclude the first $2,400. Any benefits you receive beyond that in 2009 will be subject to federal income tax.

The bill also extends the emergency unemployment-compensation program, which provides up to 33 weeks of extended unemployment benefits to workers who exhaust their regular benefits. Contact your state unemployment-benefits office for more information about receiving extended benefits (see the unemployment benefits map for links.

For more information about collecting unemployment benefits, see What You Need to Know About Unemployment Benefits.

New York Fashion Week -- Fall 2009 Collection -- Chris Benz

really like this design.

google search 'New York Fashion Week'

check original image at this link

Final score: $8,000 for homebuyers

First-time purchasers get a tax credit windfall if they buy before December.
NEW YORK (CNNMoney.com) -- There's a nice windfall for some homebuyers in the economic stimulus bill awaiting President Obama's signature on Tuesday. First-time buyers can claim a credit worth $8,000 - or 10% of the home's value, whichever is less - on their 2008 or 2009 taxes.

A big plus is that the credit is refundable, meaning tax filers see a refund of the full $8,000 even if their total tax bill - the amount of witholding they paid during the year plus anything extra they had to pony up when they filed their returns

more detail go check the original post

短线抄底，等明日

来日方长。

其实是要等两到三天。

刺激方案出路后的一年趋势

个人认为： 在前半年股市不会有大的作为，

原因主要有二：
１）　一些人会投资房市。这会抽出部分资金。　
２）　失业人口要有一个缓冲阶段，失业率才可能进入减少阶段。　刺激方案的主要目标是刺激和拯救就业。　所以失业率下降会有一个过程。

下半年，等到失业率下降的趋势形成后（如果继续上升，则另讲），这时会出入基本平衡，股市后稳步上升。

这也就是我们再上个周四时，讲的周五盘末，周一早盘打牛头的意思。　

我们依然看牛，　因为下跌空间并不会很大。　现在的下跌是收集筹码的好机会（是否最佳我们不知道）。择股而入是我们现在的推荐策略。


短期放长可等，市场放量上涨后，稳步杀入。 放短着， 快进快出， 小心V型陷阱

我们仍然推荐： 粮股，化肥，和石油

When toddlers point a lot, more words will follow

Don't just talk to your toddler — gesture, too. Pointing, waving bye-bye and other natural gestures seem to boost a budding vocabulary. Scientists found those tots who could convey more meaning with gestures at age 14 months went on to have a richer vocabulary as they prepared to start kindergarten. And intriguingly, whether a family is poor or middle class plays a role, the researchers report Friday.

Anyone who's ever watched a tot perform the arms-raised "pick me up now" demand knows that youngsters figure out how to communicate well before they can talk. Gesturing also seems to be an important precursor to forming sentences, as children start combining one word plus a gesture for a second word.

University of Chicago researchers wondered if gesturing also played a role in a serious problem: Children from low-income families start school with smaller vocabularies than their better-off classmates. It's a gap that tends to persist as the students age. In fact, kindergarten vocabulary is a predicter of how well youngsters ultimately fare in school.

One big key to a child's vocabulary is how their parents talked to them from babyhood on. Previous research has shown that higher-income, better-educated parents tend to talk and read more to small children, and to use more varied vocabulary and complex syntax.

Do those parents also gesture more as they talk with and teach their children?

To see, university psychology researchers Susan Goldin-Meadow and Meredith Rowe visited the homes of 50 Chicago-area families of varying socioeconomic status who had 14-month-olds. They videotaped for 90 minutes to count both parents' and children's words and gestures. Quantity aside, they also counted whether children made gestures with specific meanings.

This is not baby sign-language; parents weren't formally training their tots. Instead, they used everyday gestures to point something out or illustrate a concept. A child points to a dog and mom says, "Yes, that's a dog." Or dad flaps his arms to mimic flying. Or pointing illustrates less concrete concepts like "up" or "down" or "big."

The researchers found an income gap with gesturing even in toddlerhood, when children speak few words.

Higher-income parents did gesture more and, more importantly, their children on average produced 25 meanings in gesture during that 90-minute session, compared with an average of 13 among poorer children, they reported in the journal Science.

Then the researchers returned to test vocabulary comprehension at age 4 1/2. The poorer children scored worse, by about 24 points. Researchers blamed mostly socioeconomic status and parents' speech, but said gesturing contributed, too.

It's not just that richer parents gesture more, stressed Peggy McCardle of the National Institute of Child Health and Human Development, which funded the work.

"It's that there's a greater variety of types of gesture that would signal different types of meaning," McCardle said. "It sure looks like the kids are learning that and it's given them kind of a leg-up."

The study doesn't prove gesturing leads to better word-learning, but it's a strong hint. Now scientists wonder if encouraging low-income parents to gesture more could translate to toddlers who do, too, and in turn improve school readiness.

"It wouldn't hurt to encourage parents to talk more and gesture more," Rowe said.

没有进油，粮食和化肥的可以进了

油，我们几个礼拜前提过， 该涨了。 因为夏天到了。 还有下降空间不大。比较稳了。


化肥， 粮食也该进了， 去年泰国遇灾，今年中国干旱。 夏天是食品类的天下

粮食可以晚一下。 在等暖暖底

google search 'pot future trend'

google search 'cf future trend'

google search 'mos future trend'

google search 'DBA future trend'

google search 'MUR future trend'

google search 'MRO future trend'

google search 'oil future trend'

zt:Stimulus: How it may affect your wallet

Congress has finalized the $787 billion economic recovery plan. Here's a look at some of the provisions geared at financial relief for individuals.

NEW YORK (CNNMoney.com) -- Key lawmakers in the Senate and House have reached a compromise on a final economic recovery package.

The new stated topline price tag: $787 billion. That's below both the $820 billion House-passed version and the $838 billion Senate-passed version.

The compromises that the House, Senate and White House made have changed the scope of a number of provisions, including those affecting individuals directly. In some cases, they either reduced or expanded a benefit relative to what appeared in the Senate or House versions of the bill.

Here's a look at some of the provisions that will have a direct effect on individuals in their paychecks, on their tax returns, and with regard to their unemployment benefits and health insurance if they've lost a job.

The information below is based on materials put out by the key committees in the House and Senate as well as House Speaker Nancy Pelosi, D-Calif.

Making Work Pay Credit: The bill provides a $400 credit per worker and a $800 credit per dual-earner couple. The full credit would be paid to people making $75,000 or less ($150,000 per dual-earner couple). A partial credit would be paid to those making above those amounts but no more than $100,000 ($200,000 for couples).

The credit would also be refundable, which means that even very low-income families who don't make enough to owe income tax would be able to claim it.

For most working individuals, the credit will be paid over time at roughly $15 per period, assuming 26 pay periods in a year. Estimated cost: $116 billion.

One-time payments to those who don't work: For retirees, disabled individuals and others who don't work, the bill provides a one-time $250 payment. Estimated cost: $14.2 billion.

Break for higher income families: The bill includes a one-year provision to protect middle- and upper-middle-income families from having to pay the Alternative Minimum Tax. The AMT was intended primarily for high-income taxpayers but has in recent years threatened to engulf those lower down the income scale. Estimated cost: $70 billion.

Temporary deduction for car buyers: The bill would let those who buy a new car, light vehicle, recreational vehicle or motorcycle in 2009 deduct state and local sales taxes as well as any excise tax charged in the purchase. The deduction would be available to those earning less than $125,000 ($250,000 for joint filers). It will be an above-the-line deduction, meaning even taxpayers who don't itemize may take it in addition to the standard deduction. Estimated cost: $1.7 billion.

Temporary credit for home buyers: The bill increases the size of an existing temporary and refundable first-time home buyer credit to $8,000, up from $7,500. It also removes the requirement under current law that the credit be paid back if the buyer stays in the home for at least three years. And it would extend the credit's expiration date to Dec. 1, 2009, from July 1. Those eligible for this credit must have purchased a home after Jan. 1, 2009, and before Dec. 1, 2009.

The full credit is available to those making $75,000 or less ($150,000 for joint filers). Estimated cost: $6.6 billion.

New temporary college credit: The bill introduces the American Opportunity Tax Credit, which would be in effect for 2009 and 2010. It expands the existing Hope Scholarship tax credit and would be worth as much as $2,500 for higher education expenses, up from $1,800 currently.

The full credit would be available to those making less than $80,000 ($160,000 for joint filers). Those making between those amounts and $90,000 ($180,000 for joint filers) would get a partial credit. And the break would also be partially refundable, meaning lower income families with little or no tax liability could now claim some of the credit. Estimated cost: $13.9 billion.

Temporary Pell Grant increase: The bill increases the maximum Pell Grant by $500 to $5,350 in 2009 and $5,550 in 2010. Estimated cost: $15.6 billion.

Temporary expansion of child tax credit: The bill increases eligibility for the child tax credit by lowering the income threshold that must be met for the credit to be refundable. The threshold would be lowered to $3,000 for this year and next. That will allow lower income families to claim more of the credit than under current law. Estimated cost: $14.8 billion.

Temporary increase in earned income tax credit: The credit will be temporarily increased to 45% from 40% of qualifying earnings for low-income families with three or more children. It also includes a marriage penalty relief provision for couples who qualify for at least a portion of the credit. Estimated cost: $4.6 billion.
Direct lifeline benefits

Health insurance help for the jobless: The bill includes provisions to help eligible jobless workers pay for health insurance under Cobra. Cobra coverage allows newly unemployed workers to keep health insurance provided by their former employers for a period of time.

For workers who have been laid off between Sept. 1, 2008, and Dec. 31, 2009, the government will subsidize 65% of their premiums under Cobra for up to 9 months.

Those people laid off between Sept. 1, 2008, and the day the stimulus law goes into effect, and who did not sign up for Cobra, will get an additional 60 days to do so and receive the subsidy.

The subsidy will be limited to those whose income for the year is $125,000 or less ($250,000 for couples filing jointly). Estimated cost: $24.7 billion.

Another provision provides states funding to help pay for expanded Medicaid rolls for workers who've lost their jobs and can't afford health care on their own or can't get Cobra coverage because their former employer doesn't offer a health care plan. Estimated cost: $87 billion.

Unemployment benefits: The bill provides jobless workers with an additional 20 weeks in unemployment benefits, and 13 weeks on top of that if they live in what's deemed a high unemployment state, of which there are now about 30. Estimated cost: $27 billion.

In addition, the weekly unemployment benefit will temporarily increase by $25 on top of the roughly $300 jobless workers currently receive. Estimated cost: $8.8 billion.

Plus, the first $2,400 of benefits in 2009 would be exempt from federal income taxes. Estimated cost: $4.7 billion.

Food stamp payments: The bill includes a provision would increase food stamp payments by 13.6%, so a family of four would see an additional $80 on top of the $588 per month they receive currently. Estimated cost: $19.9 billion.

The bill also provides assistance to help local groups providing food and shelter, elderly nutrition services such as Meals on Wheels, and a program to help food banks re-stock their shelves. Estimated cost: $350 million.

Other help for needy families: The bill provides funding to states to create a contingency fund through 2010 for the welfare program called Temporary Assistance for Needy Families, which provides cash assistance to the needy. Estimated cost: $2.4 billion.

what's next on stimulus -- how to spend the money out efficiently

That's what I am concerning now.

How long can it help economics head up. Is half year enough ? or one year ? ...
how it helps the stock market.


From this plan we know , Obama can get what he want , however it's not excatly he want. From several thing, we can say this again and again.

he is good but he need more power and more courage to face all kind of challenges.

the current major task is changed into how to spend this money efficiently and quickly to handle the situation before it's going to crash

周五淡定看升龙

周五淡定看升龙, 明天基本上是一个上升的趋势。 但盘尾会有一个回吐的过程。 这样周一就上下自如了。

所以尾盘，周一早盘会打牛头。 所以要设好止损点。 跌势凶猛也不要下井落石。 毕竟这次下探不会走得很远。

基本面已经趋向好转。 当然还要check一下失业率是否还会恶化？ 到时候做空也来得及。

主要原因是原来被广泛看好经济刺激方案， 现在的刺激力道已经衰弱很多， 但可以肯定这个方案不管长期如何，短期一定会是个利好。

Post office marks Lincoln's 200th with new stamp series

US Post Office stamps 'commemorating Abraham Lincoln's 200th birthday were unveiled at a dedication ceremony Monday in DC, with special guests U.S. Senator Dick Durbin, Congressman Aaron Schock and Springfield Mayor Tim Davlin in attendance.

The 81st Annual Academy Awards (奥斯卡)

Penelope Cruz at the Oscars Nominee Luncheon in Beverly Hills - 02/02/2009



watch it on tv
Sunday, February 22
8pm ET / 5pm PT on ABC

go this link @ yahoo

google search 'Oscars Nominee Luncheon, photos'

Solar Storm

Scientists use data to create models of solar storms -- violent, dangerous, and more powerful than anything on Earth.

Solar Storm

stock : Msft Vs. AAPL

MSFT up up

AAPL down

since Windows Mobile 6.5 will be good.


别不信，去年我就说Sony will down down
when I saw Samsung LCD TV.

即便没有金融危机，　sony 也不行。　AAPL今年也不会很好



这是我的感觉。　让微软盯上的，　就都会微软。

感觉zune更有竞争力。

我也就随便悠忽一下。　


Zune要不要停了？

我还真的不知道。　我也不是砸aapl.　凭我也砸不动。

我就随便一说。　不过股东就要多想想了



google search 'Zune future microsoft'

google search 'Zune future
'
google search 'ipod future
'

for somebody wanta startup

1、做小生意,解决生活中的问题;做大生意,解决社会中遇到的问题。

2、生活中处处充满商机,若没有发现,是因为你缺少一双发现商机的眼睛。

3、创业,最需要的不是资金,也不是人才,而是一个好的思路;没有资金,可以筹集;没有人才,可以召集;而没有一个好的思路,就很难找来资金和人才,创业思路决定企业的出路。

4、创业,设定目标很重要,没有目标,就缺少了奋斗的方向,这样就容易走弯路。

5、选合作伙伴,是选择互补性!比如你懂管理,找一个懂营销的做你的合作伙伴;你有资金,找一个有项目懂技术的人做你的合作伙伴。

6、在创业者眼里,没有什么不可能的事情,只有一些亟待解决的问题。

7、失败对创业者来说是一笔财富,只有小的失败才能积累大的成功。

8、创业,机会很重要,但机会往往青睐有准备的人,如果没有准备,当机会突然降临时,是很难把握住的,因为把机会转变成财富,需要一定的能力,而能力不是短时间能得到的！

9、创业,有许多潜规则,这是书本上看不到的,因为潜规则本身就是说不清道不明的东西,是需要悟的,只有你经历过了,你才可能悟到。

10、创业,贵在坚持,对于你看好的事情,一定不要轻易放弃,因为,失败与成功之间只有一步之遥。

11、在走向成功的路上，我们可以缺乏任何东西，但就是不能缺少一样东西：自信。

12、逃避不一定躲得过；面对不一定最难受；
　　　　孤单不一定不快乐；得到不一定能长久；
　　　　失去不一定不再有；转身不一定最软弱；
　　　　别急着说别无选择；别以为世上只有对与错。

13、懂得放心的人找到轻松；懂得遗忘的人找到自由；懂得关怀的人找到朋友。

14、如果你要改变你的生活，必须先改变你的思想；除了老婆孩子，一切都要变！——三星总裁李健熙十年来坚持的经营理念，正是这种与时俱进的观念让三星成为世界IT界巨头。

15、螺丝的价值:要知道，几角钱是一颗螺丝的价格，而不是一个顾客的价值；如果为了省事而敷衍，可能你会永远失去这个顾客；这次他只需要一个，我相信下次他还会来，一颗螺丝的远期价值，会值上百万，无法估量。

16、鸟儿无意中带来一粒种子，谁能料到多年以后不会成为一颗大树呢？机遇对每个人是平等的，就看你怎样去抓住它！

明天：看牛起牛落

逐步换股建仓。 long long long

原因是看好经济刺激方案

Microsoft readies smartphone assault on Apple

Microsoft is getting ready to launch an online marketplace akin to Apple's App Store
Microsoft is also readying an upgraded version of its mobile operating system
Microsoft is gearing up to take on rival Apple in the smartphone market.
Announcement expected next week at the Mobile World Congress trade show



Microsoft and CEO Steve Ballmer will launch an online store for smartphone applications, a report says.

The Wall Street Journal reported Monday that Microsoft is getting ready to launch an online marketplace akin to Apple's App Store. Microsoft is also readying a more sophisticated version of its mobile operating system called Windows Mobile 6.5, the Journal reported.

Smartphones are sophisticated mobile phones that offer users access to the Web and e-mail, as well as, provide phone calling and all kinds of other messaging options. This category of device is the hottest thing going in the mobile market and is seen as the biggest growth engine for mobile devices over the next few years.

go check the detail @ here

my comment is apple will just like the Sony last year very soon. downside

google search 'Windows Mobile 6.5'

Drug-related violence in Mexico kills 21

A drug gang kidnapped and killed six people along the U.S.-Mexican border region, setting off gunbattles with soldiers that left 15 others dead.

The hours-long skirmishes around the town of Ciudad Ahumada on Tuesday are part of a wave of drug violence that has engulfed parts of Mexico -- and has even spilled across the border -- as the army confronts savage narcotics cartels that are flush with drug money and guns from the U.S.

President Felipe Calderon says that more than 6,000 people died last year in drug-related violence, and U.S. authorities have reported a spike in killings, kidnappings and home invasions linked to the cartels More World Photos

check the location, very close to EL Paso

让人想起《traffic》这部电影。